Private Mortgage Solutions

Need a rush closing, refinance, second mortgage, or debt consolidation solution?

We help homeowners explore private mortgage options for complex situations including bad credit, consumer proposals, bankruptcy, and hard-to-prove income.

Not every mortgage file fits traditional bank guidelines.

A private mortgage may be an option if you need short-term financing, have been declined by a bank, are dealing with credit challenges, or need to access equity quickly.

Private Mortgage Solutions

When the bank says no, we help you explore your next option.

Bank declined? Bad credit?

Hard-to-prove income?

Let’s explore private mortgage options built around your situation.

Check My Private Mortgage Options

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Who We Help

Bank Declined

Traditional lender said no ? We help review private and alternative options

Bad Credit

Late payments, collections, low score, or past credit issues may still have options.

Low or Hard-to-Prove Income

Private lenders may focus more on equity, property strength, and exit strategy.

Debt Consolidation

Use available home equity to consolidate high-interest debts.

Consumer Proposal / Bankruptcy

Short-term mortgage options may help while you rebuild financially.

Rush Closing

Need funds quickly? We help review urgent private mortgage options.

Second Mortgage

Access equity without breaking your existing first mortgage.

Power of Sale

Explore options to protect your property and create breathing room.

How a Second Mortgage Can Help

A second mortgage allows homeowners to access available equity in their property without breaking their existing first mortgage.

For many homeowners, consolidating high-interest debts such as credit cards, personal loans, car loans, or lines of credit into one structured payment can make finances easier to manage. With the right plan, a second mortgage can help create breathing room, reduce financial pressure, and support a path toward stronger credit management.

“Use your home equity with a strategy, not just as another loan.” — Build With SK

A second mortgage may help with:

  • Debt consolidation

  • Lower monthly payment pressure

  • Better credit management

Private mortgage approvals are often based on property value, available equity, location, mortgage position, credit profile, and exit strategy.

Address

Address

Office: 201 County Ct Blvd Suite 600, Brampton, ON L6W 4L2

Get In Touch

Operation Hours

Mon - Fri:10:30 am - 6:00 pm

Saturday:12:00 pm - 5:00 pm

Sun : CLOSED

Phone Number:

647-691-9919

201 County Ct Blvd, Brampton, ON L6W 4L2, Canada

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Build with SK is operated by SK, a licensed Mortgage Agent Level 2

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